17. Health insurance

Is (N) [the respondent] covered by Health Insurance and/or Employee Medical Plan?

The main objective of this section is to obtain information on the type of chronic illnesses affecting the population, the type of medical facilities frequented and whether or not individuals are covered by some form of health insurance. Data from this section will assist in the further study of the health sector of Trinidad and Tobago.

Question 17 - Health insurance

There are four categories to capture whether or not the individual is covered by a medical plan or not. You must probe individuals if a response of "don't know" was given.

Note: A medical plan is different from a life insurance, although most medical plan does include a life insurance component.
[p.39]

A medical plan involves monthly contributions whereby an individual or entire family may be covered under one policy; for example, a father may have taken out a family medical plan with the Police Service Credit Union for the entire family. Claims can be made in terms of doctors' bills, x-rays , dental bills, spectacles and so on.

The categories are as follows:

Please tick the appropriate response.