23.
a. Do you or any member of this household have a second mortgage or a home equity loan on this property?
[] Yes, home equity loan
[] Yes, second mortgage
[] Yes, second mortgage and home equity loan
[] No - skip to D
Answer housing questions 19 through 23 only if you or any member of this household owns or is buying this house, apartment, or mobile home.
23a. A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.